Back to Bills
Introduced

SB2396: Fair Debt Collection Practices for Servicemembers Act

: Raphael Warnock (D-US) : May 25, 2026 Updated: Jul 19, 2023
Finance and financial sector
Bill ProgressIntroduced
  1. 1Introduced (current step)
  2. 2Passed One Chamber
  3. 3Passed Both Chambers
  4. 4Became Law

Here is how to read this bill

  1. Start with the summary

    It says what the bill does in plain language. The official text is one tab over.

  2. Check where it is

    The status badge says how far it has gotten. The History tab lists every step.

  3. Follow it

    We will email you when it moves. You need a free account.

  4. Tell someone who votes on it

    Email or call the sponsor, or find your own representatives, from the actions panel.

Bill information

Summary

A bill to provide enhanced protection against debt collector harassment of members of the Armed Forces.

Plain-language summary

This bill would strengthen protections for active-duty military members and service members against aggressive debt collection practices. Debt collectors are companies that try to recover money owed by contacting borrowers. The bill aims to limit how often and when debt collectors can contact service members, and may restrict collection tactics specifically targeting military personnel. The measure was recently introduced in Congress with bipartisan support from both Democratic and Republican sponsors.

AI-generated summary

What can I do?

It's early in the process — messages to the sponsor and your representatives carry the most weight right now.

Contact Your Representatives

Calling or emailing is the most direct way to weigh in — offices tally constituent contacts.

Find Your Representatives

Share This Bill

Sharing helps others in your district get informed and involved.

Message style

SB2396: Fair Debt Collection Practices for Servicemembers Act

Upcoming hearings & events

Loading upcoming hearings