Back to Bills
Introduced

HB7857: Accurate Credit Reporting for Homebuyers Act

: Scott Fitzgerald (R-US) : May 25, 2026 Updated: Apr 2, 2024
Finance and financial sector
Bill ProgressIntroduced
  1. 1Introduced (current step)
  2. 2Passed One Chamber
  3. 3Passed Both Chambers
  4. 4Became Law

Here is how to read this bill

  1. Start with the summary

    It says what the bill does in plain language. The official text is one tab over.

  2. Check where it is

    The status badge says how far it has gotten. The History tab lists every step.

  3. Follow it

    We will email you when it moves. You need a free account.

  4. Tell someone who votes on it

    Email or call the sponsor, or find your own representatives, from the actions panel.

Bill information

Summary

To require the Director of the Federal Housing Finance Agency to issue a rule to condition the purchase of a residential mortgage loan on the delivery of credit reports and credit scores from each consumer reporting agency that compiles and maintains files on consumers on a nationwide basis, and for other purposes.

Plain-language summary

Generating a plain-language summary…

What can I do?

It's early in the process — messages to the sponsor and your representatives carry the most weight right now.

Contact Your Representatives

Calling or emailing is the most direct way to weigh in — offices tally constituent contacts.

Find Your Representatives

Share This Bill

Sharing helps others in your district get informed and involved.

Message style

HB7857: Accurate Credit Reporting for Homebuyers Act

Upcoming hearings & events

Loading upcoming hearings