SB4395: Terrorism Risk Insurance Program Reauthorization Act of 2026
- Introduced (completed)
- 2Passed One Chamber (current step)
- 3Passed Both Chambers
- 4Became Law
Here is how to read this bill
Start with the summary
It says what the bill does in plain language. The official text is one tab over.
Check where it is
The status badge says how far it has gotten. The History tab lists every step.
Follow it
We will email you when it moves. You need a free account.
Tell someone who votes on it
Email or call the sponsor, or find your own representatives, from the actions panel.
Bill information
Summary
A bill to reauthorize the Terrorism Risk Insurance Act of 2002, and for other purposes.
Plain-language summary
This bill reauthorizes the Terrorism Risk Insurance Act of 2002, a federal program that helps insurers cover losses from terrorist attacks. The program makes it easier for property and casualty insurers to offer terrorism coverage to customers by having the federal government share in catastrophic losses. The bill extends this program, which was set to expire, allowing it to continue operating. The bill is currently engrossed, meaning both of Congress have passed it and it awaits presidential action.
AI-generated summary
What can I do?
This bill is halfway there — legislators in the second chamber are considering it now.
Contact Your Representatives
Calling or emailing is the most direct way to weigh in — offices tally constituent contacts.
Find Your RepresentativesShare This Bill
Sharing helps others in your district get informed and involved.
SB4395: Terrorism Risk Insurance Program Reauthorization Act of 2026
Upcoming hearings & events
Sponsors
David McCormick
Primary SponsorCo-sponsors (42)
Tina Smith
Thom Tillis
Ruben Gallego
Tim Scott
Andy Kim