HB4686: Flood Insurance Affordability Act
- 1Introduced (current step)
- 2Passed One Chamber
- 3Passed Both Chambers
- 4Became Law
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Bill information
Summary
To establish a grace period for nonpayment of premiums for flood insurance coverage under the national flood insurance program until the Administrator of the Federal Emergency Management Agency implements the option for monthly payment of such premiums, and for other purposes.
Plain-language summary
This bill would create a grace period allowing people to delay paying their flood insurance premiums without penalty until the Federal Emergency Management Agency (FEMA) sets up a monthly payment option. Currently, the National Flood Insurance Program requires premiums to be paid in full, often annually. The grace period would give policyholders more time to pay while FEMA works on offering smaller monthly payments instead. The bill was recently introduced in Congress and has not yet been debated or voted on.
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HB4686: Flood Insurance Affordability Act
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Sponsors
Anna Luna
Primary SponsorCo-sponsors (13)
Gus Bilirakis
Vern Buchanan
Maria Salazar
Matt Gaetz
Cory Mills