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Introduced

HJR182: Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Bulletin 2023-01: Unfair Billing and Collection Practices After Bankruptcy Discharges of Certain Student Loan Debts".

: Janelle Bynum (D-US) : May 25, 2026 Updated: May 12, 2026
Finance and financial sector
Bill ProgressIntroduced
  1. 1Introduced (current step)
  2. 2Passed One Chamber
  3. 3Passed Both Chambers
  4. 4Became Law

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Bill information

Summary

Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Bulletin 2023-01: Unfair Billing and Collection Practices After Bankruptcy Discharges of Certain Student Loan Debts".

Plain-language summary

This bill uses a congressional disapproval process to block a Consumer Financial Protection Bureau rule that withdraws its 2023 guidance on student loan billing and collection practices after bankruptcy. The guidance addressed how lenders should treat student loans that have been discharged through bankruptcy. Congress can use this disapproval process to reject federal agency rules within 60 days. The bill was introduced by Representative Janelle Bynum and remains in the introductory stage.

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HJR182: Providing for congressional disapproval under chapter 8 of title 5, United Stat…

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